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NBK Rewards Program

Experience premium benefits and exclusive rewards designed just for you

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About NBK Rewards

The NBK Rewards Program is our way of showing appreciation for your loyalty. Designed to enhance your banking experience, our program offers exclusive benefits, rewards, and privileges that grow with your relationship with NBK. Whether you're shopping, dining, or traveling, NBK Rewards makes every interaction more rewarding.

With NBK Rewards, you earn points for your everyday transactions, which can be redeemed for a wide range of exciting rewards. From travel benefits and shopping vouchers to exclusive experiences, our rewards program opens up a world of possibilities that complement your lifestyle.

Earn Points

Collect points with every purchase using your NBK card. The more you spend, the more you earn!

Travel Benefits

Enjoy exclusive travel perks including airport lounge access, hotel upgrades, and travel insurance.

Tiered Membership

Unlock higher benefits as you progress through our rewards tiers: Silver, Gold, and Platinum.

Exclusive Discounts

Access special discounts at partner merchants across various categories.

Priority Access

Get priority service at NBK branches and phone banking centers.

Flexible Redemption

Redeem your points for cashback, merchandise, travel bookings, and more.

How the NBK Rewards Program Works

Getting started with NBK Rewards is simple, and maximizing your benefits is easy. Here's how the program works:

1. Enroll in the Program

If you're an NBK cardholder, you're automatically enrolled in our rewards program. No special registration is required. Your NBK card is your key to unlocking all the benefits and rewards.

2. Start Earning Points

Every time you use your NBK card for purchases, you earn reward points. The number of points you earn depends on your card type and the type of transaction. Some categories may offer accelerated points earning opportunities.

3. Track Your Points

You can easily track your points balance through NBK Online Banking, NBK Mobile Banking App, or by checking your monthly statement. Knowing your balance helps you plan your redemptions better.

4. Redeem Your Points

Once you've accumulated enough points, you can redeem them for a variety of rewards. Redemption can be done through our online portal, mobile app, or by calling our dedicated rewards helpline.

5. Enjoy Your Rewards

Experience the benefits of your redemptions and continue earning more points with your everyday transactions. The cycle of earning and rewarding continues as long as you use your NBK card.

How to Earn Points Faster

While you earn points on all eligible transactions, there are ways to accelerate your points accumulation:

Use your NBK card for all daily purchases, from groceries to gas, to accumulate points consistently.
Look out for special promotions where you can earn bonus points on specific purchases or during certain periods.
Consider using supplementary cards for family members to earn points on their purchases as well.
Shop at partner merchants to earn accelerated points - sometimes up to 5x points per dollar spent.
Pay your utility bills and recurring payments with your NBK card to earn points on essentials.
Use your NBK card for big-ticket purchases during promotional periods to maximize point earnings.
Convert your points into airline miles with our partner airlines for extended value.

Redemption Options

NBK Rewards offers flexible redemption options tailored to your preferences:

Cashback

Redeem your points for statement credits to offset your purchases, effectively giving you cash back on your spending.

Travel Rewards

Book flights, hotels, and car rentals through our travel portal using your points. Travel redemption often offers exceptional value for your points.

Merchandise

Choose from a wide selection of electronics, appliances, fashion items, and home goods available in our rewards catalog.

Gift Vouchers

Get gift vouchers for popular retailers, restaurants, and entertainment venues. Perfect for treating yourself or as gifts for others.

Experience Rewards

Trade your points for unique experiences such as concert tickets, exclusive events, gourmet dining experiences, and adventure activities.

Charitable Donations

Making a difference is easy - donate your points to select charities, and NBK will convert them to monetary contributions.

Membership Tiers

NBK Rewards features tiered membership levels that recognize and reward your loyalty. As you earn more points, you progress through tiers, unlocking increasingly valuable benefits:

Silver Tier

The entry-level tier for all new NBK cardholders. Silver members enjoy:

1 point per $1 spent on eligible purchases
Access to standard rewards catalog
Birthday bonus points
Basic travel insurance coverage

Gold Tier

Gold tier status is reached after earning 25,000 points in a calendar year. Gold members receive:

1.5 points per $1 spent on eligible purchases
Access to enhanced rewards catalog with exclusive items
Priority customer service
Extended warranty on purchases using NBK cards
Complimentary travel insurance upgrades
Access to airport lounges when traveling internationally

Platinum Tier

The highest tier, reserved for our most valued customers who earn 75,000 points in a calendar year. Platinum members enjoy:

2 points per $1 spent on eligible purchases
Access to the entire rewards catalog including luxury items and experiences
Dedicated concierge service available 24/7
Premium travel insurance with comprehensive coverage
Global lounge access program membership
Complimentary upgrades at partner hotels
Exclusive invitations to NBK events
No foreign transaction fees

Tier status is evaluated annually, allowing you to maintain or advance your status based on your relationship with NBK.

Frequently Asked Questions

How can I check my NBK Rewards points balance?

You can check your points balance through NBK Online Banking, the NBK Mobile App, or by referring to your monthly credit card statement. Each method provides an up-to-date view of your accumulated points and recent point activity.

Do my NBK Rewards points expire?

Yes, NBK Rewards points expire 3 years from the date they are earned, unless your account maintains active status. Making a purchase or redemption at least once every 12 months keeps your account active and extends the validity of your points.

Can I transfer my NBK Rewards points to another person?

Points are non-transferable between different NBK Rewards accounts. However, you can use your points to purchase gift vouchers for others or book travel for family members using your points.

What happens to my points if I close my NBK credit card account?

If you close your NBK credit card account, any accumulated points will be forfeited. We recommend redeeming your points before closing your account to ensure you don't lose the rewards you've earned.

Are there any purchases that don't earn NBK Rewards points?

While most purchases earn points, transactions such as cash advances, balance transfers, fees, and interest charges do not earn rewards points. Additionally, certain merchant categories may be excluded from the rewards program.

How long after making a purchase do I receive NBK Rewards points?

Points are typically credited to your account within 3-5 business days after a transaction posts to your account. For certain promotional offers, bonus points may be credited after the promotion period ends.